Dallas Traffic Attorney Discusses How Speeding Tickets Can Affect Your Insurance Rates

Speeding tickets are not normally thought of as being a big deal.  You get pulled over, get a ticket, and pay a fine.  Even the best of drivers, and the most cautious, are at risk for being pulled over.  Police officers in Texas have been known to pull drivers over for going just a few miles per hour over the speed limit.  This inconvenience could cause you more harm than simply paying a fine.

What many people do not know is that after being issued a speeding ticket, your automobile insurance rates may increase, whether in the form of a one-time fine, or an overall increase in your monthly premiums.  All insurance companies have different policies and procedures regarding rate increases, however, if you have received a speeding ticket, you should be aware that you may not only be facing a fine and possible court date – you could be paying hundreds of dollars that you otherwise would not be responsible for.

What Can I Do To Avoid Increasing My Insurance Rates?

More often than not, you have the ability to lower your speeding ticket violation to a lesser charge, such as a non-moving violation.  A non-moving violation could be defective equipment (such as a broken tail light), or perhaps expired tags – something that does not have the potential to raise your insurance rates.  However, you need the assistance of an attorney to help you through this process.

When you receive a citation for speeding, you will automatically receive a court date where you can appear to contest the ticket, or you can pay the fine ahead of time in order to avoid appearing in court.  If you choose to have your ticket amended, an attorney will have to appear on your behalf and ask the court to accept your offer to amend the ticket.  If the court accepts this offer, you will most likely have to pay a heftier fine in order to reduce the speeding ticket charge to a non-moving violation.  This could mean that you will have to pay twice as much as you would otherwise pay, however, the cost of amending the charge could save you in the long run from an increase in your insurance rates.

It is important to remember that the amount of speeding tickets you have on your record will certainly influence your insurance rates and a court’s decision to amend a pending speeding ticket.  Further, how fast you were driving will also have an impact on your insurance rates, as faster drivers are higher risk, and a court may not grant an amendment if you speed was excessive.  For these reasons, it is imperative that you do what you can to avoid getting speeding tickets in the first place, and in the unfortunate event that you do receive a speeding ticket, you take care of it right away with the help of a qualified Dallas attorney.

Contact Dallas Traffic Ticket Attorney Jack Pettit Today

If you have a traffic ticket that you would like taken care of, you need an experienced Dallas traffic ticket attorney to help you move on without increasing your insurance rates or earning points on your driver’s license.  Criminal defense and traffic ticket attorney Jack Pettit has more than 30 years of legal experience.  Mr. Pettit has helped his clients overcome the burden of dealing with traffic tickets and the negative effects such tickets can have on insurance rates and driving records.  To ensure you are doing whatever you can to avoid the negative consequences of a traffic ticket, contact Attorney Jack Pettit today to schedule a consultation by calling (214) 521-4567.  Our office provides bilingual services in both English and Spanish and we accept major credit cards.

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